Strategy. Integrity. Advantage.
We provide support for fintechs, banks, crypto and digital asset firms across the UK, EU, US, Middle East, Asia and Africa, as well as in diaspora markets, to leverage effective and sustainable AI enabled anti-money laundering and fraud frameworks as a competitive advantage and driver of business growth.
Our Proprietary Methodology
P3RA™ is our proprietary risk decisioning framework. It brings structure, consistency and evidence to the judgements at the heart of financial crime risk management, at both customer and enterprise level.
Operational
Patent pending
Purpose · Plausibility · Patterns
A clear, explainable view of customer risk that supports consistent onboarding, monitoring and review decisions.
Strategic
Purpose · Proportionality · Plausibility · Prioritisation
An enterprise view of financial crime risk that informs your business wide risk assessment, risk appetite and where to focus resources.
Who We Support
Kharis & Knoble brings deep risk, compliance and financial crime expertise across established financial services and the rapidly evolving digital economy. We understand that every sector has its own regulatory environment, risk profile, business model and challenges, and our sector expertise enables us to provide practical, proportionate and commercially focused advice.
From banking, insurance and wealth management to fintech, digital finance, corporate and consumer finance, and digital assets, we help organisations navigate complexity, strengthen resilience and build sustainable frameworks for growth.
Why Kharis & Knoble
We pride ourselves on being flexible, tailoring our services to the specific needs of your business. Our subject matter experts bring deep expertise across regulatory compliance, risk, financial crime and AI enabled financial crime prevention.
We understand that risk and compliance should not operate in isolation from the business. We help organisations connect risk, compliance and financial crime to their wider strategy, enabling better decisions, stronger governance and sustainable growth.
We understand that culture, geography and jurisdiction shape how businesses operate and how risk manifests. We bring this insight into our approach, ensuring solutions are relevant, practical and appropriate to the environments in which our clients operate.
We combine international perspective with an understanding of local regulatory expectations and market practices. We know what regulators expect, understand evolving industry practice and bring insight from across markets to help our clients navigate complexity with confidence.
Our Difference
01
Kharis & Knoble stands for Service & Integrity, and integrity is embedded in all we do. Our logo depicts open highways: the freedom we give our clients to grow, innovate and create, safely.
02
Our team has held the roles our clients rely on: MLROs, compliance directors, lawyers and chief audit executives. Led by a recognised Section 166 expert and published author on AI and AML, we bring lived experience, not theory.
03
We work alongside your team, not over it. We solve difficult problems, share knowledge and build your in house capability, so the change we deliver lasts long after our engagement ends.
A Swiss court fined private bank Lombard Odier CHF 3 million following failures linked to historical money laundering risks involving funds connected to the former
The Dutch Central Bank (DNB) fined ABN AMRO €8.5 million after identifying weaknesses in the bank’s ongoing monitoring of certain high-risk customers. The regulator highlighted
On 11 June 2026, the UK Financial Conduct Authority (FCA) obtained a High Court order placing Euro Exchange Securities UK Limited (EES) into special administration
In mid-June 2026, an international law enforcement operation dismantled “AudiA6”, a sophisticated crypto-to-cash laundering network that had become a key financial conduit for ransomware groups,
Italian authorities announced one of the most significant anti-money laundering operations of the year after dismantling a financial network linked to the late Sicilian mafia
In April 2026, UK financial authorities disrupted a sophisticated money laundering network operating across London, Manchester, and Birmingham, highlighting evolving risks in the digital payments
The Canaccord Genuity case highlights several important lessons for both financial institutions and compliance professionals. First, it shows that regulators are increasingly scrutinising not just
The Financial Action Task Force (FATF) announced updates to its global anti-money laundering monitoring list following its February 2026 plenary meeting. Kuwait and Papua New
In early 2026, the UK implemented key changes to strengthen anti?money laundering (AML) oversight. Certain sectors will now fall under the supervision of the Financial
Compliance is broken. False positives overwhelm teams, innovation outpaces controls, and firms are still punished for frameworks that look good on paper but fail in practice.
Beyond False Positives is a definitive guide for leaders who refuse to choose between growth and compliance.
If you’re curious, it’s available here:
https://amzn.eu/d/63ZNq4b
On 1 December 2025, Swiss federal prosecutors filed a high-profile indictment connected to the controversial “Mozambique Debt Scandal.” Authorities charged a former Credit Suisse compliance
On 6 November 2025, Germany’s financial watchdog BaFin imposed a record €45 million fine on the Frankfurt branch of U.S. banking giant JPMorgan Chase, citing
