Kharis & Knoble are committed to ensuring that your privacy is protected. This privacy policy explains how we use and protect any personal information that you give us.
Collection of Personal Information
Should we ask you to provide certain information by which you can be identified, either during business conversations with us, or when using this website, then you can be assured that all such information will be subject to the terms of this policy we shall be the data controller for purposes of the EU General Data Protection Regulation (GDPR) with respect to any such information. We have a legitimate interest in processing this information for the purpose of responding to your requests and to provide you with services, including, as applicable, sending you our publications and other electronic communications related to our services and offerings.
We may change this policy occasionally by updating this page. You should check this page from time to time to ensure that you are happy with any changes. If we plan to use your personal data for a new purpose, we will update our privacy policy and tell you about the changes before they come into effect. This policy is effective from April 12, 2021.
What We Collect
We may collect, store, and use information about you while promoting and providing our services and offerings. What we collect may relate to:
- Fulfilling your personal transaction request
If you request something from Kharis & Knoble, for example, specific services or offerings materials, we will use the personal information you provide to fulfil your request. This information may include your name and job title your contact information including your email address and place of business address our relationship with you.
To help us do this, we may share information with others, for instance, our business partners, shipping companies, postal or government authorities involved in fulfilment. We may also contact you as part of our customer satisfaction surveys or for market research purposes.
Please note that we do not collect any special categories of personal data. This includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic or biometric data.
- Marketing
The personal information you provide to Kharis & Knoble directly and personal information we have collected about you indirectly, may be used by us for marketing purposes, that is, to keep you informed about events, services, and offerings that we believe may complement an existing relationship with you. We can use your personal information to send you communications if we believe we have a ‘legitimate interest’. We are required to make an assessment with regards to the benefits for us weighed against how appropriate it is to contact you in this way and whether it would be unfair to you. We believe that as a commercial enterprise we do have a legitimate interest in contacting you about our services or offerings and we will only do so if we decide it would be of interest or beneficial for you.
Before we do so, however, we will offer you the opportunity to choose whether to have your personal information used in this manner. You are free to change your mind at any time, by following the unsubscribe instructions included in each e-mail you may receive from us. Whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes. If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at info@kharisandknoble.com.
In addition, if you attend any Kharis & Knoble events, these may be recorded and group photos taken. We reserve the right to use photos for promotional use. Furthermore, when you provide us with your business contact information (such as business card) we may use this to communicate with you. We have strategic partnerships and some of our services and offerings may be co-branded or co-sponsored by Kharis & Knoble and third parties who use or complement our services and offerings.
Services, offerings, and events that are co-branded or co-sponsored will clearly indicate when such partnership exists. If you sign up for any of these, be aware that your information may also be collected by and shared with those third parties. We encourage you to familiarize yourself with those third-party privacy policies to gain an understanding of the way they will handle information about you.
Finally, the information that we collect from you, either directly or indirectly, may be combined to help us improve overall accuracy and completeness, and to help us better tailor our interactions with you. This may include combining such information with information collected by one of our partners or affiliates.
How We Collect Information About You?
Typically, we will collect information from you when you contact us directly or provide information for us to provide our services and offerings. We collect information from and about you in the following ways:
- Through direct interactions when you give us your personal information by filling in forms or during correspondence with us. This includes when you:
- engage us to provide a service
- give us your contact details to discuss our services
- register for one of our events
- Through using our website when we collect information using cookies or similar technologies which tell us about your equipment, browsing actions and patterns.
What We Do with The Information We Collect
We only obtain, use, and keep personal information where we need it for a specific purpose. We set out below the ways in which we plan to use your personal information. We are only able to use your personal information if we have a proper legal reason or basis for doing so. This is called a legal basis and the regulations require that we have a legal basis so that your privacy is protected. Most commonly we will use your information in the following ways:
- We have a contract with you. For example, we have agreed to provide our services to you and have a contractual agreement to do this.
- We have a legitimate interest in processing the information and your interests and fundamental right do not override those interests. In this case it is necessary for our legitimate interests – to develop our products and services grow our business – that we process your information, and that we can contact you about the services and offerings we think you may be interested in. It is also necessary for our legitimate interests – to understand how customers use our website and improve their experience – that we process data on website usage.
- We will only use your personal information for the reason for which we collected it. We will only use it for another reason if we believe that new reason is compatible with the original purpose. If we do need to use your personal information for a non-related purpose, we will tell you about it and explain the legal basis which allows us to do so.
Disclosure of Information Collected
We will not sell, distribute, or lease your personal information to third parties. If you have voluntarily submitted information to us through an email, by telephone, or otherwise, we will maintain your privacy by ensuring that the information is distributed only within partners and affiliates or to third party agents who help us provide services to you and enable us to respond to your requests about our services and offerings.
We may disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements or similar legal process when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
We may also send you non promotional service-related email announcements on rare occasions when it is necessary to do so. You do not have an option to opt out of these emails, as they are not promotional in nature.
Subject Access Request
Upon your written request, Kharis & Knoble will provide you with information about whether we hold any of your personal information. If your personal information changes, if you no longer desire our service, or if you want to limit the use or disclosure of your data beyond what is set forth in this Privacy Policy, you may correct, update, amend, delete/remove, request portability of or use or disclosure restrictions on or deactivate our use of such information (including for direct marketing purposes) by emailing us info@kharisandknoble.com or by contacting us by post at 19 Radlett Park Road, Hertfordshire, WD7 7BG. We will respond to your request to access your data within 30 days.
Please note that you will not have to pay a fee to access your personal information, however, we may charge a reasonable fee if your request is clearly unfounded, repetitive, or excessive or we may refuse to deal with your request. We may also need to seek further information from you to confirm your identity before we release any personal information. This does not affect your right to make a complaint.
Cookies Usage
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of our website.
Links to Third Party Websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Information Storage
We will retain your information for as long as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, enforce our agreements and to comply with EU and UK law, which often requires us to keep certain records (which will include certain personal information) for several years. Our policy is to keep records regarding our engagements for a reasonable period after you are no longer a client. We will ensure all records are safely destroyed if we no longer need to retain them.
Security
We are committed to ensuring that your information is secure. To prevent unauthorised access or disclosure, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We have a procedure to deal with any suspected personal data breach and will notify you, and other regulators, where we are legally required to do so.
Who We Are?
We recognise the importance of protecting privacy, and we take our responsibility seriously. If you have any questions about this Privacy Policy or the information, we hold about you please contact us at info@kharisandknoble.com or using the details below:
Full name of legal entity: Kharis & Knoble Financial Services Limited
Name or title of relevant contact: Bisi Giwa
Email address: bgiwa@kharisandknoble.com
Postal address: 19 Radlett Park Road, Hertfordshire, WD7 7BG
Contact telephone numbers: 020 3989 8030
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues. We would however appreciate the chance to deal with your concerns before you approach the ICO, so please contact us in the first instance
Terms and Conditions
The following are the terms and conditions that govern the use of kharisandknoble.com website. By accessing, or using this website, you acknowledge that you have read, understand, and agreed to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, please do not use this website. Please get in touch if you wish to discuss any of the points below:
- Copyright Notice- Copyright (c) 2021 Kharis & Knoble Financial Services Limited.
Subject to the express provisions of these terms and conditions, we own and control all the copyright and other intellectual property rights in our website and the material on our website; and all the copyright and other intellectual property rights in our website and the material on our website are reserved.
Kharis & Knoble grants you a non-exclusive, non-transferable, and limited permission subject to the other provisions of these terms and conditions to view pages from our website in a web browser; download pages from our website for caching in a web browser; print pages from our website; and stream audio and video files from our website. You may only use our website for your own personal and business purposes, and you must not use our website for any other purposes.
Except as expressly permitted by these terms and conditions, you must not edit or otherwise modify any material on our website. Unless you own or control the relevant rights in the material, you must not without prior permission republish material from our website (including republication on another website), sell, rent or sub-license material from our website, show any material from our website in public, exploit material from our website for a commercial purpose; or redistribute material from our website.
Your failure to comply with such terms or any of the terms on this site will result in automatic termination of any rights granted to you. We reserve the right to immediately restrict access to areas of our website, or indeed our whole website, at our discretion and without notice to you. You must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.
- Acceptable Use
You must not use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability, or accessibility of the website. You may not use our website in any way that is unlawful, illegal, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity. You may not use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, malware or other malicious computer software. You may not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent. You may not access or otherwise interact with our website using any robot, spider, or other automated means. You must ensure that all the information you supply to us through our website, or in relation to our website, is true, accurate, current, complete, and non-misleading.
- Disclaimers
From time to time, this website may contain technical inaccuracies or typographical errors, and we do not warrant the accuracy of any posted information or that the website or any service on the website will remain available. Please confirm you are using the most up-to-date pages on this website and confirm the accuracy and completeness of information before using it to make decisions relating to services, offerings or other matters described in this website. Kharis & Knoble is not a law firm and does not supply legal advice. We do not offer any professional advice regarding the nature, potential value, or suitability of any particular security, transaction, investment strategy, or other course of action.
We reserve the right to stop publishing our website at any time in our sole discretion without notice or explanation. To the maximum extent permitted by applicable law and subject to any liability for fraud or fraudulent misrepresentation, we exclude all representations and warranties relating to the subject matter of these terms and conditions, our website, and the use of our website.
Nothing in these terms and conditions will limit or exclude any liability for fraud or fraudulent misrepresentation, limit any liabilities in any way that is not permitted under applicable law or exclude any liabilities that may not be excluded under applicable law.
The limitations and exclusions of liability set out in these terms and conditions are subject to no limitation or exclusion of any liability for fraud or fraudulent misrepresentation and govern all liabilities arising under these terms and conditions or relating to the subject matter of these terms and conditions, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty. To the extent that our website and the information on our website are provided free of charge, we will not be liable for any loss or damage of any nature.
We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control. We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits. We will not be liable to you in respect of any loss or corruption of any data, database, or software. We will not be liable to you in respect of any special, indirect, or consequential loss or damage.
You accept that we have an interest in limiting the personal liability of our officers, employees and consultant experts and, having regard to that interest, you acknowledge that we are a limited liability entity; you agree that you will not bring any claim personally against our officers, employees and consultant experts in respect of any losses you suffer in connection with the website or these terms and conditions (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers, employees and consultant experts. Any visitors using this information do so entirely at their own risk and on the understanding that Kharis & Knoble, by making this information available, is not providing legal or investment or other non-related professional advice or services. Confidential Information
Kharis & Knoble does not wish to receive confidential or proprietary information from you through our website. Please note that any information or material sent to us will be deemed NOT confidential. By sending us any information or material, you grant us an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. You also agree that Kharis & Knoble is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. However, we will not release your name or otherwise publicise the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally, identifiable information that you submit to us will be handled in accordance with our Privacy Policy posted on this website, as such Privacy Policy may be changed from time to time at our sole discretion.
- Variation, Assignment and Severability
Kharis & Knoble may, without notice to you, at any time, revise these terms and any other information contained in this website. We may also make improvements or changes in the services or offerings described in this website at any time without notice. The revised terms shall apply to the use of our website from the date of publication of the revised terms and conditions on the website, and you hereby waive any right you may otherwise have to be notified of, or to consent to, revisions of these terms and conditions.
You hereby agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these terms and conditions. You may not without our prior written consent assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these terms and conditions.
If any unlawful and/or unenforceable provision in these terms is found by competent judicial authority to be unenforceable in any respect, the validity of the remainder of these terms will be unaffected, provided that such unenforceability does not materially affect the parties’ rights under these terms. If any unlawful and/or unenforceable provision of these terms and conditions would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
- Our Business Relationship
These terms and conditions are for our benefit and your benefit, and these terms and conditions are not intended to benefit or be enforceable by any third party. The exercise of the parties’ rights under these terms and conditions is not subject to the consent of any third party.
These terms and conditions subject to any liability for fraud or fraudulent misrepresentation, together with our privacy and cookies policy, shall constitute the entire agreement between you and us in relation to your use of our website and shall supersede all previous agreements between you and us in relation to your use of our website.
These terms and conditions shall be governed by and construed in accordance with the law of English and Wales. Any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Contact Details
Kharis & Knoble Financial Services Limited is registered in England and Wales, company number 13285508. Our registered office is 19 Radlett Park Road, Hertfordshire WD7 7BG.
Our principal place of business is at 19 Radlett Park Road, Hertfordshire WD7 7BG.
You can contact us by writing to the business address given above, by email to info@kharisandknoble.com or by telephone on 020 3989 8030.
Accessibility
Kharis and Knoble is committed to ensuring the accessibility of its website for people with disabilities and other languages. All the pages on our website strive to meet industry best practice and guidelines. Any issues should be reported to info@kharisandknoble.com
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