Our Story
We are committed
Bisi Giwa Founder & CEO
“We are a team of experienced lawyers and risk and compliance experts with deep experience across financial services, fintech and digital asset markets. While we have strong roots and insight in the UK, EU, US, Asia, Africa and the Middle East, our work spans global markets, supporting clients operating across complex and evolving regulatory environments. We are uniquely placed to deliver robust, consistent and sustainable risk and compliance solutions, combining deep regulatory expertise with AI enabled, technology driven approaches. We are committed to helping our clients do the right thing, embedding compliance as a strategic capability that supports growth, resilience and long term success.”
We believe in what we do and share our vision
When Bisi founded Kharis & Knoble, her vision was to assemble a team of experts to help financial services, fintech and digital asset firms across the UK, EU, US, Africa and the Middle East, including diaspora markets, resolve the challenges arising within compliance, regulation and rapidly changing market conditions. She recognises the importance of culture, jurisdictional context and operating environment in shaping how businesses manage risk and conduct regulated activity. As a former lawyer, Islamic finance specialist, risk and compliance expert and Money Laundering Reporting Officer (MLRO), Bisi is uniquely placed to understand the demands the industry faces in a highly regulated and evolving global environment.
Kharis & Knoble is a global risk and compliance consulting firm that specialises in solving complex regulatory problems and identifying opportunities others might miss, by turning compliance from a cost centre into a strategic enabler of growth. We specialise in delivering regulatory change, day to day compliance support and regulatory engagement, with a strong focus on solving complex cross border and high risk challenges.
Cross Border Expertise
Bridging regulatory cultures
Firms operating across jurisdictions often find that what works well at home does not translate directly elsewhere. Differences in regulatory culture, supervisory expectations, operating environment and business practice can create gaps that are difficult to see from the inside. We help close them.
International firms in the UK
We support African, European, Middle Eastern and other international firms establishing or operating in the UK, including through branches and subsidiaries, to align their home practices with UK regulatory and financial crime expectations, and to build frameworks that satisfy UK regulators and banking partners.
UK firms expanding overseas
We help British firms entering Africa, the Middle East and other markets to understand local regulatory, cultural and operating realities, so their risk and compliance frameworks remain effective and proportionate in each market they serve.
Cross border groups
For groups operating in several jurisdictions, we help design consistent group wide standards that still reflect local law, supervisory practice and operating conditions, giving boards confidence across the whole business.
Why it is harder than it looks
Regulatory culture
Supervisory styles and expectations differ, even where the underlying rules look similar.
Operating environment
Differences in payment channels, identity infrastructure and data availability shape how controls work in practice.
Business practice
Commercial norms, governance traditions and decision making styles vary between markets.
Perception of risk
Firms linked to certain jurisdictions can face extra scrutiny from regulators and banking partners, and need to demonstrate strong controls clearly.
We combine deep domain expertise with AI enabled, technology driven approaches to translate high risk into well managed, proportionate and controlled risk outcomes. Our solutions span regulatory compliance, financial crime prevention, ESG, technology risk and data protection, helping clients align with international best practice while remaining commercially agile.
We pride ourselves on our core values of integrity, transparency, insight and cultural awareness. We are committed to building a diverse and expert team of professionals who share a commitment to excellence and collaboration. As an organisation, we work closely with our clients to see beyond immediate challenges and uncover long term opportunities, enabling them to operate with confidence in a fast evolving global landscape.
Operating across borders? Let us help you get it right in every market you serve.
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